Hallmark Home Mortgageoration Privacy Policy

This Privacy Policy (“Policy”) sets out how Hallmark Home Mortgage. (“Hallmark”)  uses and protects any information that you give Hallmark when you use Hallmark’s website
(“Website”).  Hallmark is committed to ensuring that your privacy is protected.  Hallmark may change this Policy from time to time without notice.  You should check this page from time to
time to ensure that you agree with the changes.  This Policy is effective from the 3rd of April

What we collect:

Information You Provide

If you are visiting our Website to apply for a mortgage loan then the information we collect may

• Social security number and Assets
• Income  and Payment history
• Credit history  and Transaction history
• What we use the information we collect for

The information we collect is stored within our primary loan processing system, known as Encompass, and used in the processing of your loan.

Other information we collect  — Cookies

Like many websites, our Website uses “cookies”.  A cookie is a small file that is stored on a web browser so it can later be read back from the browser.  Cookies allow us to recognize you and to provide you with seamless usability of our Website.  If you do not want to use cookies, you can usually modify your browser setting to decline cookies if you prefer.

Why we use cookies

The nature of web based applications is that they are “stateless”.  As the user moves from page to page in the application, a new page cannot hold information that had been given in previous pages.  Cookies are intended to allow the application to temporarily hold information on your computer that is required to make the overall application experience smooth and seamless.
Cookies are also stored on your computer so that the application “remembers” information between visits.  This is all we use cookies for.  We do not create or use cookies to track your
browsing habits across any website, or to collect any information other than that described above.  We do not share any information placed in the cookies with third parties.

How we protect your information

We are committed to ensuring that your information is secure.  We use a standard SSL (Secure Sockets Layer) encryption.  General consumer information is encrypted when stored and encrypted when transmitted.   Private information is retained within our processing system as required by federal and state guidelines.

Links to other websites:

Our Website may contain links to other websites. However, once you have used these links to leave our Website, you should note that we do not have any control over that other website.
Therefore, we cannot be responsible for the protection and privacy of any information which you provide while visiting such sites and such sites are not governed by this Policy. You should exercise caution and look at the privacy statement applicable to the website in question.