*100% Home Mortgage. Property must be located in Colorado to be eligible for 100% Home Mortgage. With a 100% financed mortgage, the borrower remains responsible for closing costs, prepaids, and escrows at closing. Alternatively, borrower may opt for a higher rate and get this loan product without closing costs, though the borrower would still be responsible for prepaids and escrows. "Prepaids" includes items such as odd-days’ interest (which is interest from closing to the first of the next month) and paying for the first year of home owner’s insurance. See LOAN & MORTGAGE DISCLOSURES below for more details.
Equal Housing Opportunity
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What Our Clients Say
“Ryan, Thank you for all your hard work in closing my recent refinance. You made an otherwise stressful transaction run smoothly from start to finish. You and your team were extremely professional and proactively provided sound advice. And for that, I’m greatly appreciative!
All the best, – Brad B”
I recently completed a home mortgage loan with Ryan Urbach and his great team. There were never any surprises; I was kept informed every step of the way. Ryan was awesome at explaining everything to me in such a way that even a layman like me could understand.
Closing costs came in under what I was quoted, but so close, that it was obvious that Ryan knew exactly what the amounts would be. The team was excellent at meeting all deadlines and usually ahead of schedule. Both the selling and the buying realtors were extremely pleased with the efficiency shown by Ryan and his team and would like to recommend him to other clients who do not already have their financing in place.
I would highly recommend Ryan and his team to anyone considering a loan. It was a great pleasure to work with someone who not only was efficient but also made the process fun.Regards,
Janey J Grand Junction, CO
Ryan and his mortgage team exceeded my expectations at every turn. Not only were we kept very informed of the status of our loan, Ryan went above and beyond to make sure the process was on track and it was moving efficiently. Ryan listened to our needs and presented us with multiple options for us to choose from. Ryan and his team worked tirelessly to provide us with the best option that met our goals.
Ryan also worked around our schedule and was very flexible with meeting times and locations. As a parent of an 18 month old, this was greatly appreciated. I would highly recommend Ryan Urbach and his mortgage team to anyone looking for a new loan or to refinance their existing home.