Closing Loans On Time, Under Budget, with No Surprises
 “Closing Costs” are fees and/or costs listed on the HUD-1 Settlement statement. Other fees and charges, (prepaid deposits for taxes, insurance, HOA fees, etc) are not applicable to this offer.
 Final loan figures guarantee is subject to receipt of complete application and all required supporting documentation no less than 10 regular workdays prior to the scheduled closing date. Not responsible for sellers or third party delays beyond our control.
 N/A for refinance loans. Appraisal and loan commitment dates are based on the original sales contact. “Appraisal deadline” is the date of completion and availability of final appraisal documentation. Appraisal fee is collected up front. Loan commitment date is subject to receipt of commitment date. Loan commitment is subject to underwriting approval. Appraisal date only valid when completed purchase contract and loan application are received by Hallmark Home Mortgage. no less than 10 regular workdays prior to due date.
N/A for refinance loans. Closing date guarantee is subject to receipt of completed application and all required supporting documentation no less than 10 regular workdays prior to the scheduled closing date. If borrower does not close on the date stated in the purchase contract (by the close of business day) due solely to Hallmark Home Mortgage. delay, Borrower will receive a $500 credit at closing.
Credits will be applied at closing when possible. If guarantee credits exceed total closing costs, remaining credits will be paid in cash equivalent via Cashier’s check at closing. The loan must fund with Hallmark Home Mortgageoration in order to receive any of the guarantee credits. Certain government loan programs and other loan programs offered by Hallmark Home Mortgageoration are not available for the guarantee offers listed above.
For consumer use only, not for Real Estate or Mortgage Professional use. Offers subject to change without notice.
Equal housing Lender. ã2010 Hallmark Home Mortgage. 2120 W. Littleton Blvd. #100, Littleton, CO 80120. This is not a commitment to lend. Restrictions apply. All rights reserved.